If you’re looking for a flexible work from home job, and you’re a decent writer, getting paid to write articles might be right up your alley. Getting paid to write isn’t necessarily the most lucrative job in the world, but it’s a great side hustle due to it’s flexibility and low overhead. Another key benefit … Read moreMake Money Writing Articles from Home
Financial Freedom and Personal Finance Success by Moolanomy.comMoolanomy Personal Finance Blog is home to the 12 Steps Guide to Financial Freedom and Personal Finance Success. We discuss financial concepts in an easy to understand language to help you improve your finances and better your life.
Are you saving enough for your retirement? How are you comparing to other Americans? In this article we will be looking at average retirement savings by age group in the United States. This article is using information found in Economic Policy Institute’s The State of American Retirement article, which based their information on the Federal … Read moreThe Average Retirement Savings by Age
Passive income can be described as income that you receive regularly but does not require a lot of work to sustain it — money that you make constantly whether you work or not. Although there are many different ways to make money, we will focus on money making ideas that don’t require as much ongoing … Read more18 Best Passive Income Ideas for 2019
If you paid less than 20% down payment on your home purchase, you are most likely paying a monthly Private Mortgage Insurance (PMI). The PMI is an insurance policy that protects the lender — not you. If you default on your mortgage, the lender receives payment from the insurer for the loan given to you. … Read moreHow to Get Rid of Your Private Mortgage Insurance
When money is tight and you need a little more liquidity to ease the situation, you might need to get a loan. But what if you have bad credit? Bad credit can be a deal-breaker when it comes to getting the cash you need. In fact, some banks will turn you down for a personal … Read moreBad Credit Loan: 6 Ways to Borrow Money With Bad Credit
Having high credit limits can sometimes seem like a validation of our financial success. If these lenders allow you to borrow such a large amount, they must think well enough of you and you are therefore you must be successful. For younger adults, it can even be fun competing with your friends to see who … Read moreIs it Good to Have a High Credit Limit?
Not long ago, I participated in a forum discussion: Debt Snowball vs. Emergency Fund. The premise is very simple. Should the person start an emergency fund while he’s still in debt? In this case, we are talking specifically about credit card debt averaging 15% in interest. In this article, we will follow this sample scenario: … Read moreStart an Emergency Fund or Pay Off Debt?
You know you need to have some money set aside for life’s emergencies, but how much is the right amount? Should you have a separate fund for your car, for unemployment, and for medical problems? At the end of the day having some sort of emergency fund, specific or not, is better than having none at … Read moreEmergency Fund: Your Safety Net Against Financial Emergencies
One of the realities of earning more money is that you also need to report that income to the IRS. When you have a side hustle, you are supposed to report that income — no matter how insignificant it seems to you. Your income is reported on your tax return, usually using Form 1040. Additionally, … Read moreWhat Income Do You Need to Report to the IRS?
Home and auto insurance premiums tend to go up each year. The good news is that it is easy to get free quotes, you can often shop for both policies together and take advantage of multi-policy discount. Insurance premiums are more negotiable than most people think, and with some work, you can save a lot … Read moreHow to Find the Best Home and Auto Insurance Rates